Leading Non GamStop Casinos UK - Non UK Site Checks

Betmica: welcome package depth for slot players

Betmica leads this list with the largest headline welcome offer of the group: 570% up to £5,700 plus 270 free spins. A percentage this high always comes with wagering conditions that decide its real value, and the size of the offer means the wagering total to clear it will be substantial in cash terms even at a moderate multiple. We have not been able to verify Betmica's exact withdrawal processing data independently, so the payout time below reflects the operator's own published target rather than a measured outcome.

Pros

• Large headline welcome package for slot-focused players
• Broad slots library from established studios
• Curaçao licence allows GBP account registration

Cons

Kikibet: a mid-tier bonus with a wide games catalogue

Kikibet's 350% up to £5,555 offer plus 300 free spins sits below Betmica in raw headline value but still ranks among the largest packages here. The free spins allocation is notably high, which matters for players who prefer spin volume over bonus cash. As with all offshore-licensed operators on this list, the wagering requirement and game contribution rules determine whether the free spins translate into withdrawable funds.

Pros

• Generous free spins count alongside the deposit match
• Lower minimum deposit than several competitors on this list
• Reasonably fast quoted payout window

Cons

• 35x wagering still requires significant total turnover on a large bonus
• Operates outside UK Gambling Commission oversight
• Limited third-party data on dispute resolution history

Betninja: a flat-value welcome offer with fewer moving parts

Betninja's offer is structured differently: £1,000 bonus plus 100 free spins to all new players, rather than a percentage match. This flat structure is easier for readers to evaluate upfront because it does not depend on the size of the qualifying deposit reaching a high threshold to unlock the full figure. It typically suits players making a single, defined deposit rather than those planning multiple smaller top-ups.

Pros

• Fixed bonus value is simple to calculate against a planned deposit
• Comparatively lower wagering multiple than several rivals here
• Established operating history relative to newer entrants on this list

Cons

• Flat bonus structure may suit lower-stakes depositors less well than percentage matches
• No UK licensing means GAMSTOP and Gambling Commission complaint routes do not apply
• Specific currency conversion fees were not independently confirmed

WinnerIsland: a euro-denominated package for GBP account holders

WinnerIsland's welcome bonus is quoted in euros (up to €1,000 plus 100 free spins) even though it accepts British customers. This matters practically: readers depositing in pounds need to check whether their account converts automatically and what rate applies, since currency conversion can quietly reduce the effective value of a euro-denominated bonus for a GBP depositor.

Pros

• Live dealer selection from a recognised studio
• Free spins included alongside the deposit match
• Accepts GBP-denominated deposits despite the euro-quoted bonus

Cons

• Euro-based bonus value requires a currency conversion check for GBP players
• Wider payout window than several other operators on this list
• No independently confirmed data on withdrawal dispute handling

Zombillion: a large percentage match with a themed slots focus

Zombillion's Welcome Pack offers 250% up to £4,000 plus 200 free spins. The percentage is lower than Betmica's but the cash ceiling remains substantial, which suits players depositing mid-to-large sums who want a slots-heavy welcome package. The 200 free spins add meaningful volume beyond the cash match itself.

Pros

• Sizeable cash ceiling combined with a large free spins allocation
• Low minimum deposit threshold widens access
• Quoted payout window is on the faster side of this list

Cons

• 35x wagering on a £4,000 ceiling represents a large total turnover requirement if claimed in full
• No UK Gambling Commission licence
• Track record is shorter than more established operators

Smash Casino: the highest percentage match on this list

Smash Casino advertises 600% up to €10,000 as a slots welcome package, the highest percentage figure among these ten operators. As with WinnerIsland, the euro denomination means GBP depositors should check conversion terms before assuming the pound-equivalent ceiling. A bonus this large will carry a wagering total that most players will never realistically clear in full, so the practical value depends heavily on the wagering multiple and maximum stake rules.

Pros

• Largest headline percentage match among the reviewed operators
• Wide slots catalogue from recognised suppliers
• Accepts sterling deposits despite euro-quoted promotions

Cons

• 45x wagering is among the highest multiples in this comparison
• Currency conversion needs checking for GBP-denominated withdrawals
• Independent verification of the bonus cashout cap was not available

Nightluck: a complex multi-tier headline offer

Nightluck's promotion is structured as €6,400 plus 280 free spins plus an 805% match figure, one of the more complicated headline structures in this comparison. Multi-part offers like this usually apply across several deposits rather than a single one, so the effective value per deposit is lower than the total figure suggests. Readers should treat the combined total as a ceiling across a deposit sequence rather than a single-deposit outcome.

Pros

• Multi-tier structure spreads bonus value across several deposits
• Large free spins allocation included
• Live dealer coverage from an established studio

Cons

• Multi-tier structure is harder to evaluate than a single flat or percentage offer
• Total headline figure is unlikely to be achieved on one deposit
• Limited independent data on how the tiers unlock in practice

CoinPoker: a crypto-oriented offer with a lower headline figure

CoinPoker's 150% up to $2,000 offer is the smallest headline package on this list by cash ceiling, but the operator's name and dollar-denominated bonus suggest a cryptocurrency-first product rather than a conventional GBP slots casino. Readers focused on cryptocurrency payments may find this more relevant than the size of the welcome offer alone; those wanting sterling-first accounts should confirm GBP support directly before depositing, since published evidence for this operator's fiat currency handling is limited.

Pros

• Lower wagering multiple than most operators in this comparison
• Cryptocurrency-focused payment handling suits crypto-first depositors
• Faster quoted payout window than several competitors here

Cons

• Smallest headline bonus ceiling on this list
• Sterling account support and fee structure are not independently confirmed
• Smaller published games catalogue than most rivals here

Rivo: cashback layered onto a large percentage match

Rivo's package combines a 1000% match up to €10,000 with 25% cashback, making it the only operator on this list to pair a headline deposit match with an explicit cashback element. Cashback typically returns a percentage of net losses over a period rather than requiring wagering, so it can be more straightforward to value than the deposit match itself, though the deposit match will still carry its own wagering conditions.

Pros

• Cashback element adds a wagering-free return path alongside the match bonus
• High headline match ceiling for larger depositors
• Reasonably fast quoted payout window

Cons

• Newer operator with a shorter published operating history
• Cashback qualifying period and calculation method were not independently confirmed
• Euro-denominated ceiling needs conversion checking for GBP depositors

Daytonaspin: a percentage-plus-spins package closing out this list

Daytonaspin offers 255% up to £4,500 plus 255 free spins, a sterling-denominated package that avoids the currency conversion question affecting several other entries here. The matching spins-to-percentage figure (255/255) is a presentational quirk rather than a functional difference, but the sterling ceiling makes the headline figure easier for a GBP depositor to evaluate directly.

Pros

• Sterling-denominated bonus avoids currency conversion uncertainty
• Low minimum deposit threshold
• Free spins allocation matches the percentage figure for straightforward reading

Cons

• 40x wagering requirement is on the higher side of this comparison
• Shorter operating history than several longer-established rivals
• No independently confirmed data on withdrawal dispute frequency

What are casinos not on GamStop?

GAMSTOP is the UK's free self-exclusion scheme. Every operator holding a UK Gambling Commission licence must connect to it, so once someone registers, GAMSTOP blocks new accounts and deposits across all UKGC-licensed sites for the chosen period. A casino not on GamStop is one that does not hold a UK Gambling Commission licence and therefore is not connected to the scheme at all — not because it has been exempted, but because it is licensed and regulated elsewhere.

This is where "non GamStop casino," "casino not on GamStop" and "offshore casino" become interchangeable in everyday use, but the terms are not identical to legal reality. An offshore casino simply operates under a licence issued outside Great Britain, commonly in Curaçao or another jurisdiction covered later in this guide. Some of these sites market themselves with claims of "no KYC" or "instant verification," implying identity checks are skipped entirely. That claim should be treated with caution: most licensed operators, including offshore ones, still run some form of identity or source-of-funds check before releasing a withdrawal, even if the process happens later in the account lifecycle rather than at signup. A site genuinely skipping verification altogether raises separate concerns about anti-money-laundering compliance rather than offering a meaningful convenience.

The label "not on GamStop" tells you about one specific regulatory fact: the absence of a UK Gambling Commission licence and GAMSTOP connection. It does not, by itself, tell you whether an operator is trustworthy, whether its bonus terms are fair, or whether its complaints process works. Those require separate evidence, which this guide sets out operator by operator and jurisdiction by jurisdiction below.

How casinos not on GamStop differ from UKGC-licensed casinos

The core difference between UK online casinos licensed by the Gambling Commission and non GamStop casinos UK players encounter is regulatory oversight, and that difference cascades into several practical areas.

None of this means every offshore casino is poorly run or every UKGC casino is problem-free — it means the protections and escalation routes differ, and a reader comparing casino sites should weigh that difference deliberately rather than assume equivalence.

How we reviewed these non GamStop casinos

Assessing gambling sites not on GamStop starts with published information rather than first-hand account testing, since we have not opened live accounts or made real-money deposits at these operators. Our review approach for this page draws on publicly available licensing registers, each operator's own published terms, and cross-referencing of ownership and corporate registration details where disclosed.

Ownership matters because a single ownership group commonly operates multiple casino brands under one licence, and understanding this helps explain why several sites can share near-identical terms, software providers or account systems. Licence verification means checking that the licence number quoted on a casino's site matches an entry in the issuing jurisdiction's public register and that the *exact domain* the reader will be depositing on is the domain named on the licence — a mismatch is a meaningful warning sign, not a technicality. Clear terms means checking whether wagering requirements, game contributions and withdrawal limits are stated in plain language on the site itself, rather than buried in a general terms document that contradicts the promotional page.

Complaint patterns and customer support quality are harder to verify without a large sample of first-hand disputes, so where we have not been able to confirm a consistent pattern, we say so rather than implying a verified track record. Account controls — deposit limits, time-outs, self-exclusion tools — are checked against what the operator publishes on its own site.

New casinos not on GamStop: what a short track record means

Several operators in this comparison launched relatively recently. A new non GamStop casino is not automatically the same risk profile as a new online casino company with no prior industry experience — some new casino brands are launched by established gaming groups with existing licences and infrastructure, reusing tested platforms under a new name. Others are genuinely new entities with no operating history at all.

The practical distinction for a reader is track record, not brand age alone. A newer brand has less publicly available evidence of how it handles withdrawal disputes, verification delays or bonus term changes, simply because fewer players have been through a full account lifecycle with it. Red flags specific to new casinos not on GamStop include: terms that change without notice, a licence number that cannot be matched to the operating domain, contact details limited to a generic form with no verifiable company address, and promotional pages that omit wagering requirements entirely rather than linking to them.

Common licences held by casinos not on GamStop

"Licensed" is not one status — it varies significantly by issuing jurisdiction, and the differences affect what protection, if any, a UK player actually has.

Curaçao

Curaçao casinos not on GamStop are among the most common in this market. Historically, Curaçao operated through multiple "master licence" holders sublicensing to individual operators, though the jurisdiction has been consolidating toward a single regulatory authority issuing licences more directly. Curaçao licensing generally requires basic operator compliance but has historically offered a limited public complaints process compared with the UK Gambling Commission. Verifying a Curaçao licence means checking the operator's licence number against the relevant public register and confirming it matches the domain in use.

Malta

The Malta Gaming Authority is a more established regulator with formal player-protection requirements, dispute resolution procedures and regular compliance audits. A Malta-licensed operator generally offers a stronger consumer protection position than a Curaçao-only licence, though it still does not equal UK Gambling Commission authorisation for GB customers.

Panama

Panama's Gaming Control Board issues licences with comparatively limited public transparency around individual operator compliance history. Verification for readers is harder because fewer public records exist to cross-check against.

Estonia

Estonia's Tax and Customs Board licenses operators under EU-influenced but nationally specific rules. It is less commonly cited among casinos not on GamStop than Curaçao or Malta, but where it appears it generally reflects a more formally regulated structure than Curaçao-only operators.

Anjouan

Anjouan (part of the Union of Comoros) has emerged as an alternative licensing jurisdiction for online gambling in recent years, positioned by some operators as a faster or cheaper alternative to Curaçao. Public compliance and complaints data for Anjouan-licensed operators is currently limited, which itself is a relevant caution for readers assessing consumer protection.

Tobique

Tobique First Nation, in Canada, issues gaming licences through its own gaming commission. This is a smaller and less internationally recognised licensing route, and independent verification resources for readers outside that jurisdiction are limited.

Kahnawake

The Kahnawake Gaming Commission, based in Quebec, Canada, is a longer-established indigenous gaming regulator with its own licensing and compliance framework, historically used by a number of online casinos and poker platforms.

Across all these jurisdictions, the practical check for a UK reader is the same: confirm the licence number is real, confirm it matches the exact domain being used, and understand that none of them substitute for UK Gambling Commission authorisation or GAMSTOP protection.

Casino bonuses at non GamStop casinos

Every operator reviewed above ties its headline offer to specific conditions. Understanding the categories helps decode what any given promotion is actually worth.

Welcome bonuses

A welcome bonus is the first-deposit reward new customers receive, usually expressed as a percentage match up to a cash ceiling, sometimes across several deposits rather than one. The percentages seen across this list range from 150% to 1000%, but the percentage alone does not determine value — the wagering requirement attached to it does.

Deposit bonuses

Deposit bonuses more broadly cover any promotion requiring a qualifying deposit to unlock, including reload offers beyond the initial welcome package. These typically carry the same style of wagering and game-contribution conditions as the welcome offer, sometimes with a lower percentage.

Free spins

Free spins award a fixed number of spins on specified slot titles, usually at a set stake value chosen by the operator rather than the player. Winnings from free spins commonly convert to bonus funds subject to their own wagering requirement, rather than landing as withdrawable cash immediately.

No-deposit bonuses

A no-deposit bonus gives a small amount of bonus funds or spins without requiring any deposit at all. These are less prominent among the headline offers in this comparison, and where available they typically carry the highest wagering multiples and lowest maximum withdrawal caps of any bonus type, since the operator is giving away value with no deposit as security.

Cashback bonuses

Cashback returns a percentage of net losses over a defined period, as seen in Rivo's 25% cashback element paired with its deposit match. Cashback is generally more transparent than a deposit match because it is based on money already lost rather than requiring further wagering to unlock, though the calculation period and any maximum cashback amount still need checking.

Loyalty rewards

Loyalty programmes reward ongoing play with points, tier status or periodic bonuses rather than a one-off welcome offer. None of the operators reviewed above have detailed, independently verifiable loyalty scheme terms available for this comparison, so readers should treat any loyalty promises as a secondary consideration until confirmed directly with the operator.

Worked wagering example

Take a deposit of £100 matched at 250% (a mid-range figure for this list), giving £250 in bonus funds, with a 35x bonus-only wagering requirement. The wagering target is 35 × £250 = £8,750 in total stakes before the bonus winnings become withdrawable. If the requirement instead applied to deposit-plus-bonus (£350), the target rises to 35 × £350 = £12,250. Game contribution matters too: if slots contribute 100% but table games contribute only 10%, £100 staked on roulette only counts as £10 toward that target, extending the practical time and spend needed to clear it. Maximum bet limits while wagering (commonly £5 or £10 per spin on these offers) and bonus cashout caps (a fixed maximum amount withdrawable from bonus winnings, regardless of the total won) further constrain the real value, and expiry dates — commonly between 7 and 30 days — mean the wagering has to be completed within a fixed window or the bonus and any related winnings are forfeited.

Payment methods at non GamStop casinos

Payment support varies by operator, and a method being deposit-friendly does not guarantee it is available for withdrawals, or vice versa.

Debit card payments

Visa and Mastercard debit cards remain a standard deposit method across most online casinos, including non-GamStop operators. Card withdrawals, where supported, generally take longer to clear than e-wallet withdrawals because of standard card network settlement timeframes.

Bank transfers

Direct bank transfers suit larger deposits and withdrawals but are typically the slowest method, often taking several business days to settle on the withdrawal side, and some operators apply minimum transfer amounts.

E-wallets

E-wallets such as Skrill and Neteller are widely used at offshore casinos because they settle faster than card or bank methods on both deposit and withdrawal. They also add a layer of separation between a player's bank account and the casino, which some readers prefer.

PayPal availability

PayPal availability at non-GamStop casinos is inconsistent and should never be assumed. PayPal generally restricts its use for gambling transactions to operators holding specific regional licensing arrangements, and Curaçao-licensed or other offshore-licensed casinos frequently do not support it at all. Readers wanting PayPal specifically should confirm its presence directly on the operator's own payments page rather than assuming availability because the site accepts UK customers.

Cryptocurrency payments

Cryptocurrency payments — Bitcoin, Ethereum and similar — are common at offshore casinos, including operators like CoinPoker in this comparison, which leans toward crypto-first account handling. Crypto deposits and withdrawals can settle faster than traditional banking rails, but they expose the player to cryptocurrency price volatility between deposit and withdrawal, and converting back to sterling may involve separate exchange fees outside the casino itself.

Prepaid vouchers

Prepaid voucher-style payments are the basis of paysafe casinos not on GamStop, where a Paysafecard-style voucher code funds the deposit without linking a bank account or card directly. This method typically supports deposits only — withdrawals are usually routed to a different method such as bank transfer or e-wallet, since a voucher payment cannot itself receive funds back.

What a GBP account means in practice

A genuine GBP account means deposits, balance display and withdrawals are all handled in sterling, with no currency conversion at any stage. Some non-GamStop casinos advertise accepting GBP deposits but settle balances internally in euros or US dollars, meaning every deposit and withdrawal is converted at the operator's chosen exchange rate, which can include an undisclosed margin. This is worth checking directly rather than assuming from the currency symbol shown at signup.

Withdrawals, KYC checks and account restrictions

Two separate clocks run on every withdrawal, and confusing them is the most common source of frustration. Casino approval time is how long the operator itself takes to review and authorise a withdrawal request internally. Payment settlement time is separate: it is how long the payment method itself takes to move funds once the casino has approved the request. A casino might approve a withdrawal within an hour, but if the chosen method is a bank transfer, the money can still take several more days to actually arrive.

KYC (know your customer) and identity verification checks are standard practice across licensed gambling operators, including non-GamStop ones — "no KYC" claims should be treated sceptically, since a genuine absence of any identity check would be unusual for a compliant licensed business rather than a customer benefit. Typical KYC requirements include proof of identity (passport or driving licence), proof of address (a recent utility bill or bank statement) and, for larger withdrawals, source-of-funds checks confirming where deposited money came from. These checks are commonly requested at the point of first withdrawal rather than at registration, which can create an unwelcome delay for a player who was not expecting it.

Withdrawal limits vary by operator and sometimes by account verification tier, with daily, weekly or monthly caps common. Bonus restrictions can also delay or block a withdrawal entirely if wagering has not been completed, if a maximum bet limit was breached during play, or if the withdrawal is requested before wagering is finished.

Common causes of delay include incomplete verification documents, withdrawal requests that exceed a single-transaction limit (requiring the amount to be split across several payments), and mismatches between the deposit method and the requested withdrawal method. If a withdrawal is refused or delayed beyond what was expected, the first escalation step is the operator's own complaints procedure; if that does not resolve the issue, readers can look to any alternative dispute resolution service named in the operator's terms, though offshore operators do not have access to the UK Gambling Commission's own complaints channel, since that only covers UKGC-licensed casinos.

Games not on GamStop: slots, live tables and RTP

Slots not on GamStop

Slots make up the bulk of the games catalogue at every operator reviewed above, sourced from well-known studios including Pragmatic Play, NetEnt, Play'n GO, Big Time Gaming and Microgaming. Popular slot titles commonly found across these catalogues include Sweet Bonanza, Book of Dead, Gonzo's Quest and Big Bass Bonanza, though exact availability depends on each operator's individual content agreements and was not independently confirmed title-by-title for this comparison.

A slot's RTP (return to player) figure and volatility rating are version-specific — the same slot title can be certified at slightly different RTP percentages depending on the jurisdiction and build the operator has licensed, so a headline RTP figure quoted in marketing material should not be assumed to apply to every version available. Volatility describes how a slot pays out: low-volatility slots pay smaller wins more often, high-volatility slots pay larger wins less frequently with longer losing streaks in between. Neither a large game count nor the presence of a well-known provider logo on a casino's homepage is proof of game quality or fairness on its own — those come from the certified RTP and independent testing behind the specific game build, not from branding.

Live dealer and table games

Live dealer games — streamed tables with a human dealer — are a core feature at several operators here, notably WinnerIsland, Nightluck and Betmica, which list Evolution Gaming among their providers. Evolution Gaming is the dominant live casino supplier across this market and typically offers live blackjack, live roulette and live baccarat as standard tables, sometimes alongside game-show-style formats.

Standard digital (non-live) table games — blackjack, roulette and baccarat — are also present across most catalogues in this comparison, usually available in several rule variants (European versus American roulette, for example) that carry different house edges. Regional availability of specific live tables can vary by the player's location and by licensing restrictions the studio applies, so a table visible in one region is not guaranteed to be visible in another.

Game providers to know at non GamStop casinos

The names behind the games matter more than the logo count on a homepage. Pragmatic Play is one of the most widely represented slot suppliers across this list, known for high-volatility video slots and its own live casino tables. Novomatic, a long-established European supplier, brings classic-style slot mechanics with a loyal following among traditional slot players. Evolution Gaming is the leading live dealer studio and appears across several operators here for live blackjack, roulette and baccarat. Playtech supplies both slots and live content and has one of the longest operating histories of any studio in this market. NetEnt is known for its slot design quality and progressive jackpot networks. Play'n GO produces a large slot catalogue including several long-running popular titles. Big Time Gaming is credited with popularising the "Megaways" mechanic used across many high-volatility slots industry-wide. Microgaming, one of the oldest software suppliers in online gambling, still supplies slots and progressive jackpot networks to a number of operators in this comparison.

Provider presence is a reasonable signal that a casino has commercial content agreements in place, but it does not independently confirm which specific games, RTP versions or jackpot networks are actually live on a given site — that requires checking the operator's own lobby directly.

Sports betting at non GamStop casinos

Not every casino on this list offers sports betting, and readers should not assume a combined casino-and-sportsbook account exists just because an operator is licensed for online gambling broadly. Where a sportsbook is offered alongside the casino, it typically shares a single account and wallet, meaning one balance funds both products rather than requiring separate deposits.

Verified sportsbook availability across the specific brands in this comparison was not confirmed in the supplied information for each operator, so readers wanting betting sites not on GamStop specifically should check each brand's own site directly for sports markets before assuming coverage exists. Where sportsbook products are present at offshore operators generally, they commonly include pre-match and in-play betting across major sports, single bets, accumulators combining multiple selections into one bet, and bet builders that let a player combine several markets within a single match into one wager. Cash-out, letting a player settle a bet early before the event finishes, is a common but not universal feature.

Sports free bets differ from casino bonuses in structure: a free bet typically requires a qualifying bet at a minimum odds threshold (commonly 1.50 or higher in decimal odds) before the free bet stake is credited, the free bet stake itself is usually not returned with winnings, and the free bet must be used within a set expiry window on specified markets. This differs from a casino deposit bonus, which is credited as playable balance subject to wagering rather than requiring a specific qualifying bet first. Esports betting, where offered, generally follows the same pre-match and in-play structure as traditional sports markets, covering major competitive gaming titles rather than a separate wagering system.

Self-exclusion at casinos not on GamStop

Self-exclusion at a non-GamStop casino is set with that individual brand, not through the national GAMSTOP scheme, and it typically does not extend automatically to other brands owned by the same group unless the operator explicitly confirms shared exclusion across its linked sites. This is an important limitation: a player excluding from one non-GamStop casino should not assume the exclusion covers any sister brand, sportsbook product bundled with the same account, or any other site entirely.

Most operators in this space offer some combination of deposit limits, loss limits and time-outs alongside full self-exclusion, generally set through account settings or by contacting customer support directly. These tools only apply within that operator's own systems.

This page does not present non-GamStop casinos as a way to bypass a GAMSTOP exclusion, and readers currently self-excluded through GAMSTOP should not use offshore-licensed sites as a workaround for a protection they put in place for themselves. Free, independent support remains available through GamCare via the National Gambling Helpline, and through other UK-based support services, regardless of which casino or licensing jurisdiction a reader has used previously.

For anyone unsure how a specific operator's account controls work, the Get in Touch With Us page is the place to raise a question directly rather than assuming how a given tool behaves.

Making sense of the comparison

Choosing among casinos not on GamStop comes down to matching the evidence in this guide to what matters most for a specific reader: the real cost of a wagering requirement, the payment methods actually confirmed for GBP accounts, the licensing jurisdiction and what it does and does not guarantee, and whether sports betting or live dealer content is genuinely relevant to how that reader plays. This page does not name an overall winner, because the right fit depends on those individual priorities, and several details — including exact withdrawal speeds, loyalty scheme terms and sportsbook availability for some brands — were not independently confirmed and should be checked directly with the operator before depositing.